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Money is not everything. Money don’t buy hapiness. Money stinks.

Yes, we all have heard these phrases and yes, they might be correct in one way or another, but if you don’t have enough money or even no money, life gets really really hard. If you have been in that situation, you know exactly what I’m talking about and the last thing you want to hear in that moment is a stupid generic phrase like “you won’t be happy with a lot of money”.

We may not notice it until we become teenagers or sometimes even adults, but money is always present. It starts when being a newborn with all the things your hard working parents have to buy to keep you alive and it ends not even when you die, because someone has to pay your funeral. So basically it plays already an important role before and after you come and go from this world.

If I would be an insurance salesman I would start now to convince you to make a life insurance to cover your funeral costs, but luckily for you I’m not. Yet.

Money is always present. From the day you are born to even after your death.

Check out “Maslow’s Hierachy of Needs” on Google. The man defined (often seen as a pyramid shaped form) the needs of every human being. On the bottom, where the foundation sits, you can find the very basic stuff like water, food, shelter, clothing. Notice something? In most cases you are going to have to use money to satisfy all of these needs. Yes, also water! #thanksNestlé

So most of us will have to start sooner or later to deal with this topic, because we live in a society where money is a fundamental good in all our lifes, directly or indirectly. It actually defines our very own path. It’s easier to have a good education with money, which often results in getting a well paid job, which in turn results in a higher level of satisfaction and wealth. Uhh and the best thing, you can pass that wealth to your children and they are going to do it the same way with their children and so on. After many generations following this process we find each other in a very unfair position, where money and wealth is distributed extremly unfair.

Combine this with the lack of financial education, because nobody actually teaches you in school on how to earn and manage money, and you have the perfect cocktail to widen the gap between the rich and the poor.

The lack of financial education in schools are widening the gap between rich and poor. Make sure to be on the right side and then try to help to close it.

Yeah yeah yeah, but who the hell am I to talk to you about money and why? Well, I can tell you that I’m not a financial guru, no rich dad, poor dad bestseller and no get-my-course-to-get-rich-quick TikToker. I’m a guy who quitted his stable job in a bank in Germany to start a company in Barcelona on a miserable business idea and failed losing 35k in cash in my first attempt. I’m a guy who relaunched his business succesfully, only to fail again 6 years later, but this time after burning through more than 1.5 million hard earned bucks. And I’m the stubborn guy who is planning to launch the next idea and make it better, because “this is the way”. If you want to know more about me you should check out this page.

So yes, I guess I’m an average player in this game of money, but I also guess that I can tell you some useful real-life stories and experiences. This is why I want to share with you my knowledge. To motivate you, to show you what’s possible and hey maybe even to teach you one or two things, so you don’t have to repeat my mistakes and make it better. If I manage to achive even one of these three points with you, this blog will be already succesful for me. If not, I hope it was at least entertaining to read it.

Let me tell you what can expect from this blog:

  • My real-life experiences with actual data about how to do things and what you should avoid
  • Simple explanations about how the financial world works and which tools you can use
  • Tips on how to set your base for financial stability and freedom

And this is what you shouldn’t expect:

  • Lame and generic financial advices
  • Opinions without fundamentals, like which is going to be the next meme-stock
  • Thousand dollars courses which are useless and focussed on making money without value

So what do you say? Interested in joining this ride and follow me? Sign up to my mailing list and I’ll let you know when a new post is online #NoSpamPromise